Here’s your chance to earn a great dividend rate without a minimum deposit* and without a minimum balance requirement. Our 1st Class Money Market Account pays our highest dividend rate on your first $24,999.99 on deposit. Earn the max and still have access to your money. View our current rates.
Features:
- Reverse tier money market – pays our highest dividend rate on balances up to $24,999.99*
- Highly competitive dividend rate paid on balances over $24,999.99*
- No monthly fees
- No minimum deposit
- No minimum balance
- 24/7 account access through @ccessOnline Banking and @ccessLine Telephone Banking
- Savings accounts are insured up to $250,000 by the National Credit Union Administration.Click HERE to learn more about the NCUA.
- Rates are subject to change at any time without notice
View our current account dividend rates.
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*APY = Annual Percentage Yield. APY is accurate as of January 13, 2026. Rates are subject to change at any time without notice. Refer to website, 1stnorcalcu.org, for current rates paid on balances up to $24,999.99 and rates paid on balances over $24,999.99. Fees could reduce the earnings on the account. No monthly fees. No minimum deposit required. No minimum balance required. Limit one 1st Class Money Market Account per member social security number. Business accounts are not eligible. We reserve the right to change or discontinue this program at any time. Membership is required with a one-time $5 minimum deposit. Must meet membership qualifications. Persons who live, regularly work, currently attend school, or currently worship in Contra Costa, Solano, or Alameda counties, as well as any and all businesses, corporations, and other legal entities in those counties are eligible for membership. Insured by NCUA.