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Auto Refinance

auto refinance

Lower your monthly car payments and choose more flexible loan terms with our competitive auto refinance options from 1st Nor Cal® Credit Union.

Apply Now

You may find yourself in a situation where you’re struggling to keep up with your current loan rates, having to find a more realistic option while still being able to drive your car. Our affordable auto refinance options with flexible terms allow you to find an auto loan that works for your budget.

Don’t let high loan rates and unrealistic terms halt your adventures.

Call us today @ (888) 387-8632 for more information or Apply Now

Auto Refinance Rates

As a 1st Nor Cal® Credit Union member, you’re able to decrease your monthly car payments and save money in the long run, enabling you to choose more flexible terms.

  • Extend loan terms
  • Lower monthly payments
  • Decrease interest charges

Our easy online application process gives you the option to find flexible terms from the comfort of your home.

Click here to view current loan rates

Lending Resources & Tips

At 1st Nor Cal® Credit Union, we believe in providing the necessary resources and tips in order for you to make sound financial decisions. What better way to choose a more affordable auto refinance option than by comparing lending resources.

Lending Tips

Ready to refinance your auto loan?


Additional Lending Options

Whether you’re searching for your first home or you simply need extra funds for a much-needed vacation, our lending products make it easy to achieve your goals. Apart from our competitive auto refinance options, we also offer additional services to qualifying 1st Nor Cal® Credit Union members.

Personal Loans

From paying college tuition to taking a relaxing break somewhere tropical, our personal loans make it easy to do so while building your credit. With competitive rates and revolving lines up to $20,000, members are able to apply for personal loans that align with your needs.

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Home Loans

Our competitive home loan rates allow you to purchase the house of your dreams and turn it into a home. Whether you’re interested in becoming a first time home owner or an experienced purchaser, we’re able to secure the perfect home loan for you.

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New/Used Auto Loans

Need a new set of wheels to get you places? Our new and used auto loans as low as 2.50% APR* gives you the opportunity to find a car that matches your lifestyle without compromise.

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Get Flexible, Affordable Auto Refinancing 

Love your car but hate the loan rates? With 1st Nor Cal® Credit Union, you simply don’t have to choose. As a not-for-profit financial cooperative, our aim is to provide the best possible loan terms and rates to match your budget and needs.

Ready to refinance your loan and find more flexible auto loan options?

Apply Now