Please note the following before clicking Apply Now.
1st Nor Cal CU offers the following:
- Fixed rate mortgages for primary residences located in California.
- Conventional and Jumbo loans only (No FHA and No VA).
- Mortgage refinance transactions up to 75% Loan-to-Value.
- Home purchase transactions require a minimum down payment of 25% of purchase price.
- No points or origination fees.
- Non members – Please verify membership eligibility prior to applying.