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Mortgage Disclosures

Please note the following before clicking Apply Now.

1st Nor Cal CU offers the following:

  • Fixed rate mortgages for primary residences located in California.
  • Conventional and Jumbo loans only (No FHA and No VA).
  • Mortgage refinance transactions up to 75% Loan-to-Value.
  • Home purchase transactions require a minimum down payment of 25% of purchase price.
  • Non members – Please verify membership eligibility prior to applying.