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New Auto Loans

Luxury black, white and red new suv car parked on concrete parking area at factory with blue sky and clouds. Car stock for sale. Car factory parking lot. Automotive Industry concept. Car dealership.

Our new auto loans as low as 1.99% APR* allow you to purchase the perfect car to match your specific wants and needs.

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When it’s time to get rid of the old and introduce the new, the last thing you want to do is pay ridiculous interest rates simply for the pleasure of driving a brand new car. Our competitive new auto loans give you the opportunity to not only buy your dream car but maintain it with a competitive APR.

  • Low 1.99% APR*
  • Up to 72 months term
  • Easy online application process

Call us today @ (888) 387-8632 for more information or Apply Now

New Auto Loan Rates

There’s no reason why you should commit to high-interest rates while enjoying your new vehicle. Our affordable new auto loan rates make it possible for you to save money in the long run by paying a lower APR on a brand new car.

  • Competitive loan rates
  • Longer loan terms

As a 1st Nor Cal® Credit Union member, you’re able to Apply Online with our easy online application process for your convenience.

Not yet a member? Apply for Membership

*APR = Annual Percentage Rate. Loan amount and terms subject to approval; your rate may be different depending on loan amount, term, credit score, and other factors. Your rate will be disclosed prior to funding. Rates are subject to change.

FEES:  Late Charge = $20.00; Returned Payment Fee = $20.00. See Fee Schedule for full details.

To view current new auto loan rates, click here

Financing Tips & Resources

When you’re in the car buying journey, it’s always good to ensure that you’re well-informed of how to go about it without making costly mistakes.

At 1st Nor Cal® Credit Union, we offer members useful new auto loan resources and car buying tips to help you make the right financing decisions.

Car Buying Tips

Purchase your dream car


Additional Banking & Lending Services

As a not-for-profit financial cooperative, our members benefit from additional banking products and services. Our competitive rates and terms enable you to invest in your future, whether short term or for decades to come. 

Checking Accounts

Requiring no minimum balance to get started, our no monthly service charge checking accounts allow you to earn dividends and pay the necessary bills while taking advantage of free online banking services.

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Savings Accounts

Save money for a rainy day and earn dividends on balances over $100 with our convenient savings accounts. As a member, you’re able to enjoy free online, mobile, and telephone banking.

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Holiday Holdings Accounts

Spend smarter by saving throughout the year for the perfect holiday gifts. Our holiday holdings account may be opened at any time to ensure that you have enough time to save, preventing last minute shopping sprees and unnecessary holiday stress.

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Get Behind The Wheel With New Auto Loans

You don’t have to choose between a great interest rate and the perfect car to get you places. At 1st Nor Cal® Credit Union, our low new auto loans let you have the best of both.

Get behind the wheel and save money with our affordable 2.50% APR and 72 months term.

Apply Now