We have developed this Privacy Policy to address our collection, use, and disclosure of confidential or personally identifiable information. This Privacy Policy applies to all persons and/or businesses who visit our websites as well as those who do business with us. We are committed to protecting the privacy of our members, customers, and website visitors. References to “we,” “us,” and “our” refer to 1st Northern California Credit Union. References to “you,” “your,” and “yours” shall mean the members, customers, and website visitors. References to “app” refers to our mobile applications that run on smartphones, tablets, and other devices, through which you will be able access Online Banking services. Unless otherwise stated herein, references to our website also include our Online Banking services available through our app.
Please click the following links to read through the contents of our Privacy Policy.
- Online Privacy and Cookie Notice
The Online Privacy and Cookie Notice discloses how we collect, use, and share information from visitors to our website and users of our app (1st Nor Cal @ccessMobile) and Online Banking services (@ccessOnline).
- U.S. Consumer Privacy Notice
The U.S. Consumer Privacy Notice discloses how we collect, use, and share the personal information of individuals who apply for or obtain our financial products and services for personal, family, or household purposes as well as other associated individuals, such as joint account holders and account beneficiaries, pursuant to the federal Gramm-Leach Bliley Act (“GLBA”).
- Important Privacy Choices for California Members
Residents of California who have applied for or obtained our financial products and services for personal, family, or household purposes, may exercise their right to opt-out of our sharing of their personal information with other companies we do business with to provide financial products and services through this form, pursuant to the California Financial Information Privacy Act (“CalFIPA”).
- California Consumer Privacy Act (“CCPA”) Privacy Policy
The CCPA Privacy Policy applies to residents of California to the extent that the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act of 2020 (“CCPA”), applies to us. The specific personal information that we collect, use, and disclose relating to a California resident in different contexts covered by the CCPA will vary based on our relationship or interaction with that individual. For example, the CCPA Privacy Policy does not apply with respect to information that we collect about California residents who apply for or obtain our financial products and services for personal, family, or household purposes (i.e., information subject to the GLBA and CalFIPA). For more information about how we collect, disclose, and secure information relating to these customers, please refer to the U.S. Consumer Privacy Notice.