Smart Auto Buying

Surveys show that Americans are venturing back in to the car market. Timing couldn’t be better; great cars, great prices and great financing… if you’re a smart shopper. Did you know that most car purchases are done on impulse? You visit the dealership on the weekend “just to look around” and next thing you know, you’re driving out in a shiny vehicle, happily inhaling that new car smell.

In a very short time, that exhilarating feeling can dissolve into buyer’s remorse if you find that the car really doesn’t fit your lifestyle, you paid too much for it, and/or you didn’t get the best financing.

There is really no excuse to get a bad deal in this day and age. There are so many resources at your fingertips, even if you’re shopping at midnight from home. You can shop online and compare inventory and prices. You can get Kelley Blue Book (www.kbb.com) information to verify pricing. You can check out reports and blogs about reliability and performance. You can get a free copy of your credit report at www.annualcreditreport.com to make sure you get the rate that your credit demands, and best of all, you can go to our Auto Loan Page to learn about 1st Nor Cal Credit Union’s extremely competitive rates on new and used auto financing.

Smart Auto BuyingKnowledge is power!
Know what you want to buy, what you want to pay and how you are going to finance it before you head for the dealership.

Shelley Murphy
Sr. Vice President of Lending & Collections
(925) 228-7550 Ext. 824