24-Hour Member Service:
(888) 387-8632
Mon - Wed: 9:00am - 4:00pm
Thursday: 9:00am - 6:00pm
Friday: 9:00am - 5:00pm
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-888-387-8632 for assistance.
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-888-387-8632 for assistance.
24-Hour Member Service: (888) 387-8632
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Higher share rates this week. Click for rates.

Attention: Android Mobile Banking App Users

Members accessing our Mobile Banking App on Android devices have reported usage issues. We are addressing the problem and expect a prompt resolution. Meanwhile, please navigate to @ccessOnline Home Banking at 1stnorcalcu.org via your smartphone browser to gain access to your account. We apologize for this inconvenience. Call 888-387-8632 for more information.

Phone Call Fraud Alert >> Read Here

New Branch Now Open!

Pittsburg’s Century Plaza is the home of our newest branch and ATM. We’re conveniently located at 4261 Century Blvd., next to Target. Your new state-of-the-art branch is staffed with friendly professionals to help you with all your financial and lending needs.

If you have any questions, please contact us at 925-293-1785.

Click here for other convenient branch and surcharge-free ATM locations near you.

Loan Account Holders:

Please be informed that loan life insurance expired as of October 31, 2017. No claims will be processed after that date.

Click to learn about Certificates.
Auto Loans Rates as low as 3.20% APR. Click for details.
Use your 1st Nor Cal Debit Mastercard and Win! Click for details.
Making your loan payment just got easier! Click to learn more.
Click to learn about Title Loans

*APY = Annual Percentage Yield. Rates as of 10/1/18 and are subject to change. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. See Cost Recovery Fee Schedule for more details.

1: APR = Annual Percentage Rate. Loan amount and terms subject to approval; your rate may be different depending on loan amount, term, credit score and other factors. Your rate will be disclosed prior to funding. Daily periodic rate for 7.9% APR is .02165. Minimum payment on a 1st Line of credit with a limit up to $2,000.00 is $50.00 per month. Maximum limit is $20,000.00 with a minimum payment of $475.00. Rates are subject to change.

2: Annual Percentage Rates (APR) are subject to change. Rate, maximum term, maximum loan amount and advance amount are based on credit qualifications. Maximum terms vary based on loan amount. We reserve the right to determine collateral value based on industry recognized guidelines or full appraisal. Must be 18 years old or older to apply for a loan. Loans are subject to all Credit Union policies and procedures. Auto loan at 3.20% APR requires a minimum FICO® 750 Credit Score. 72 months term at 3.20% APR is $15.29 per $1,000.00 borrowed.