1st Alerts

DMV Title Alert:

In an effort to have all Californians comply with the required Electronic Lien for vehicle titles, DMV will no longer accept a paper form to release a title.  Titles must be released through DMV’s electronic system. What does this mean to you?  When you pay off your car/truck loan, our DMV specialist will put in an electronic request, and you will receive your title in 5 to 7 days.  Your title will no longer be available at the Credit Union.  It will come directly from DMV.

Disneyland Tickets:

Disneyland has discontinued their corporate ticket discount program as of September 15th, 2016. There is a great selection of other discounted theme park tickets still available for your convenience. Visit our Member Discounts page to learn more.

Fraud Alerts:

We have reported multiple new scam alerts.
>> Read Here

Richmond Branch:

We have received several comments about the construction in front of our Richmond branch office. The City of Richmond is improving the drainage system on Nevin Avenue. The Credit Union has no control over the construction and recommends driving to the branch via Macdonald Ave. Members can exit the parking lot via Nevin Ave heading East. It is our understanding the construction will be completed in September 2016.

We apologize for any inconvenience.



Auto Loans




*Referred person must be 15 years of age or older, eligible for membership with 1st Northern California Credit Union, present a completed referral form when they apply, and become a member for referring member to receive the $25 deposit into their share account. Current members may refer up to 4 new members. Offer ends September 30, 2016.

11% cash back on all purchases when using a 1st Northern California Visa Credit Card. Excludes cash advances and balance transfers. Rebate applied monthly to Visa Credit Card account balance. Rebate cannot exceed $10 per month and/or $120 per year. Terms are subject to change without notice.

2Annual Percentage Rates (APR) are subject to change. Rate, maximum term, maximum loan amount and advance amount are based on credit qualifications. Maximum terms vary based on loan amount. We reserve the right to determine collateral value based on industry recognized guidelines or full appraisal. Must be 18 years old or older to apply for a loan. Loans are subject to all Credit Union policies and procedures. Auto loan at 2.24% APR requires a minimum FICO® 680 Credit Score. 60 months term at 2.24% APR is $17.64 per $1,000.00 borrowed.