24-Hour Member Service:
(888) 387-8632
Mon - Wed: 9:00am - 4:00pm
Thursday: 9:00am - 6:00pm
Friday: 9:00am - 5:00pm
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-888-387-8632 for assistance.
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-888-387-8632 for assistance.
24-Hour Member Service: (888) 387-8632
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1st Nor Cal COVID-19 Updates - Read Here

How to Spot, Avoid and Report Tech Support Scams
Read here

Call Times
Due to a high volume of calls, wait times may take longer than expected. We appreciate your patience. Along with our 24-hour member service line (888) 387-8632, you may also reach us at our remote services number (925) 293-1785 during business hours or you can securely email us through @ccessOnline home banking.

Crockett Branch Now Open!
Our new 1st Nor Cal branch location is now open at 1420 Pomona St in Crockett, CA.

Home Banking Updates
We’ve made some changes in Home Banking to better serve our members. Click here for details.

Attention: Mobile Banking iOS App Users
A new version of our Mobile Banking App is now available for download in the App Store. Members will be asked to Agree to the new terms and conditions. This update supports Face ID and provides a quick link to Member Discount information.

Attention: Android Mobile Banking App Users
A new version of our Mobile Banking App is now available for download in the Google Play store. This update fixes the usage issues that some members were experiencing. Fingerprint login functionality for Android is also supported in this new version.

Loan Account Holders
Please be informed that loan life insurance expired as of October 31, 2017. No claims will be processed after that date.

Transfer Balances. Save a Bundle. Smile. Rates as low as 8.90% APR. Click to learn more.
1st Nor Cal Rate Revision
Don't pay for a low home loan rate. 30-year fixed rate with no points. Click to learn more.
Auto loan rates as low as 2.50% APR. Click to learn more.
Article: Deposits Are Safe in Federally Insured Credit Unions. Click to read.
Emergency Loan. Rates as low as 4.45% APR.

*Annual Percentage Rates (APR) are subject to change without notice. Rate, maximum term, maximum loan amount and advance amount based on credit qualifications. All loans subject to credit approval. Must be 18 or older to apply.

**No fee for Balance Transfer and Cash Advance transactions completed at any 1st Nor Cal Credit Union branch location. Fee for Cash Advance transactions that take place anywhere other than at a 1st Nor Cal Credit Union branch is $3.00 or 3.00% of the amount of each transfer or advance, whichever is greater (maximum fee: $50.00).

1: Annual Percentage Rates (APR) are subject to change. Rate, maximum term, maximum loan amount and advance amount are based on credit qualifications. Maximum terms vary based on loan amount. We reserve the right to determine collateral value based on industry recognized guidelines or full appraisal. Must be 18 years old or older to apply for a loan. Loans are subject to all Credit Union policies and procedures. Auto loan at 2.50% APR requires a minimum FICO® 780 Credit Score. 48 months term at 2.50% APR is $21.92 per $1,000.00 borrowed.

2: No Purchase Necessary. Void where prohibited. Existing Mastercard cardholders who are legal residents of the 50 U.S. or DC, and legal age of majority before 1/1/21. PIN-based debit, international & corporate transactions ineligible. Ends 3/31/21. Visit jhasurprisespromo.com for Official Rules & complete details.

3: APR = Annual Percentage Rate. All loans subject to credit approval. Rates, terms and conditions subject to change. Rate, maximum term and maximum loan amount are based on credit qualifications. Must be 18 years old or older to apply for a loan. First payment due 90 days from Emergency Loan disbursement. Interest will accrue during the 90 day period. Restrictions apply, contact us for complete details.