1st Alerts

Please note the following change in system requirements for @accessOnline Banking effective December 14, 2016:

In order to improve the safety of your data by maintaining the highest available security standards, our online banking provider will disable TSL 1.0 encryption, which will cause members who use the Windows Vista or lower operating system and/or Internet Explorer (IE) 7 or lower browser to be unable to use @ccessOnline. To continue to access your accounts via @ccessOnline Banking, you will need to make the necessary security upgrades to your operating system and/or browser.

Fraud Alerts:

We’ve posted a new Holiday Scam alert.
>> Read Here

7-11 ATMs:

As of December 31, 2016, 7-11 ATMs will no longer accept deposits from our members. Don’t worry! You’ll still be able to withdrawal cash at 7-11 ATMs without paying a surcharge. To make a deposit, click here for a list of our full-service ATMs, stop by one of our branches during regular business hours, or use our convenient eDeposits feature within our @ccessMobile Banking App.

DMV Title Alert:

In an effort to have all Californians comply with the required Electronic Lien for vehicle titles, DMV will no longer accept a paper form to release a title. Titles must be released through DMV’s electronic system. What does this mean to you? When you pay off your car/truck loan, our DMV specialist will put in an electronic request, and you will receive your title in 5 to 7 days. Your title will no longer be available at the Credit Union. It will come directly from DMV.

Disneyland Tickets:

Disneyland has discontinued their corporate ticket discount program as of September 15th, 2016. There is a great selection of other discounted theme park tickets still available for your convenience. Visit our Member Discounts page to learn more.

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notice-of-vacancies

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*Annual Percentage Rates (APR) are subject to change. Rate, maximum term, maximum loan amount and advance amount are based on credit qualifications. Maximum terms vary based on loan amount. We reserve the right to determine collateral value based on industry recognized guidelines or full appraisal. Must be 18 years old or older to apply for a loan. Loans are subject to all Credit Union policies and procedures. Floor rate of 1.99% applies on auto loan terms up to 60 months and 2.24% on a 72 month auto loan term. Auto loan at 1.99% APR requires a minimum FICO® 680 Credit Score. 1.99% for 60 months is $17.53 per $1,000.00 borrowed. 2.24% for 72 months is $14.86 per $1,000.00 borrowed. Offer expires December 31, 2016.

1To qualify for a Convenience Package, a new or existing member must open a first time Checking Account with a Debit Card, set up Direct Deposit, and utilize 1st Line Overdraft Protection. $75 will be deposited into their account upon verification of first Direct Deposit and qualification of services. If member does not use 1st Line Overdraft Protection, they will receive a $50 deposit into their account. Offer limited to ONE (1) $75 or $50 bonus per member. 1st Northern California Credit Union reserves the right to terminate this offer at any time.