*Referred person must be 15 years of age or older, eligible for membership with 1st Northern California Credit Union, present a completed referral form when they apply, and become a member for referring member to receive the $25 deposit into their share account. Current members may refer up to 4 new members. Offer ends March 31, 2016.
11% cash back on all purchases when using a 1st Northern California Visa Credit Card. Excludes cash advances and balance transfers. Rebate applied monthly to Visa Credit Card account balance. Rebate cannot exceed $10 per month and/or $120 per year. Terms are subject to change without notice.