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Call Times
Due to a high volume of calls, wait times may take longer than expected. We appreciate your patience. Along with our 24-hour member service line (888) 387-8632, you may also reach us at our remote services number (925) 293-1785 during business hours or you can securely email us through @ccessOnline home banking.

Crockett Branch Now Open!
Our new 1st Nor Cal branch location is now open at 1420 Pomona St in Crockett, CA.

Home Banking Updates
We’ve made some changes in Home Banking to better serve our members. Click here for details.

Attention: Mobile Banking iOS App Users
A new version of our Mobile Banking App is now available for download in the App Store. Members will be asked to Agree to the new terms and conditions. This update supports Face ID and provides a quick link to Member Discount information.

Attention: Android Mobile Banking App Users
A new version of our Mobile Banking App is now available for download in the Google Play store. This update fixes the usage issues that some members were experiencing. Fingerprint login functionality for Android is also supported in this new version.

Loan Account Holders
Please be informed that loan life insurance expired as of October 31, 2017. No claims will be processed after that date.

Auto Loan Rates a low as 2.99% APRs. Click to learn more.
Low fixed rate home loans rates as low as 5.250% (5.319% APR)
You Can Still Get a Low Fixed Rate. Buy or Refi Now and Save. 30-Year Fixed Rate, Low Fee Mortgages.
Transfer Balances. Save a Bundle. Smile. Click to learn more about our Visa Credit Cards.
1st Line. Affordable funds for... actually, it's totally up to you!
Consider a 1st Nor Cal Mortgage Rate Revision. Click to Learn More.
Our home equity loans can help you do it all. Low rates. Quick. Local. Click to learn more.

*Annual Percentage Rates (APR) are subject to change without notice. Rate, maximum term, maximum loan amount and advance amount based on credit qualifications. All loans subject to credit approval. Must be 18 or older to apply.

**No fee for Balance Transfer and Cash Advance transactions completed at any 1st Nor Cal Credit Union branch location. Fee for Cash Advance transactions that take place anywhere other than at a 1st Nor Cal Credit Union branch is $3.00 or 3.00% of the amount of each transfer or advance, whichever is greater (maximum fee: $50.00).

1: Annual Percentage Rates (APR) are subject to change. Rate, maximum term, maximum loan amount and advance amount are based on credit qualifications. Maximum terms vary based on loan amount. We reserve the right to determine collateral value based on industry recognized guidelines or full appraisal. Must be 18 years old or older to apply for a loan. Loans are subject to all Credit Union policies and procedures. Auto loan “as low as” rates require a minimum FICO® 780 Credit Score. 36 months term at 2.99% APR is $29.08 per $1,000 borrowed. 66 months term at 3.25% APR is $16.57 per $1,000.00 borrowed. 72 months term at 3.50% APR is $15.42 per $1,000.00 borrowed. 84 months term at 3.75% APR is $13.56 per $1,000.00 borrowed.

†APR = Annual Percentage Rate. Your APR will vary based on your final loan amount and finance charges. Your actual payments are based on the interest rate, not the APR. The interest rates and Annual Percentage Rates (APRs) shown are subject to change without notice. All mortgage loans through 1st Nor Cal Credit Union are for primary residence homes in California only. Adequate property insurance required for the life of the loan. Flood insurance may be required. All loans subject to credit approval. Other restrictions may apply. Payment example: For a 30 year, $350,000 conforming mortgage and a fixed rate of 5.250%, approximate payment amount is $1,932.72. The monthly payment includes principal and interest, as 1st Nor Cal CU does not offer impound accounts. NMLS # 580488