24-Hour Member Service:
(888) 387-8632
Mon - Wed: 9:00am - 4:00pm
Thursday: 9:00am - 6:00pm
Friday: 9:00am - 5:00pm
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-888-387-8632 for assistance.
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-888-387-8632 for assistance.
24-Hour Member Service: (888) 387-8632
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1st Nor Cal COVID-19 Updates - Read Here

Holiday Shopping Security Tips >> Read Here

Call Times
Due to a high volume of calls, wait times may take longer than expected. We appreciate your patience. Along with our 24-hour member service line (888) 387-8632, you may also reach us at our remote services number (925) 293-1785 during business hours or you can securely email us through @ccessOnline home banking.

Crockett Branch Now Open!
Our new 1st Nor Cal branch location is now open at 1420 Pomona St in Crockett, CA.

Home Banking Updates
We’ve made some changes in Home Banking to better serve our members. Click here for details.

Attention: Mobile Banking iOS App Users
A new version of our Mobile Banking App is now available for download in the App Store. Members will be asked to Agree to the new terms and conditions. This update supports Face ID and provides a quick link to Member Discount information.

Attention: Android Mobile Banking App Users
A new version of our Mobile Banking App is now available for download in the Google Play store. This update fixes the usage issues that some members were experiencing. Fingerprint login functionality for Android is also supported in this new version.

Loan Account Holders
Please be informed that loan life insurance expired as of October 31, 2017. No claims will be processed after that date.

Auto loan rates as low as 2.50% APR. Click to learn more.
Buy a kid a bike. Help us help a child in need! Click to learn more.
96.5 KOIT Cares for Kids Radiothon. Click for details.
No points home loan rates as low as 2.875%.
Article: Deposits Are Safe in Federally Insured Credit Unions. Click to read.
Emergency Loan. Rates as low as 4.45% APR.
Our home equity loans can help you do it all. Low rates. Quick. Local. Click to learn more.

*APR = Annual Percentage Rate. Your APR will vary based on your final loan amount and finance charges. Your actual payments are based on the interest rate, not the APR. The interest rates and Annual Percentage Rates (APRs) shown are subject to change without notice. All mortgage loans through 1st Nor Cal Credit Union are for primary residence homes in California only. Adequate property insurance required for the life of the loan. Flood insurance may be required. All loans subject to credit approval. Other restrictions may apply. Payment example: For a 30 year, $350,000 conforming mortgage with zero-points and a fixed rate of 2.875%, approximate payment amount is $1,452.13. The monthly payment includes principal and interest, as 1st Nor Cal CU does not offer impound accounts. NMLS # 580488

1: Annual Percentage Rates (APR) are subject to change. Rate, maximum term, maximum loan amount and advance amount are based on credit qualifications. Maximum terms vary based on loan amount. We reserve the right to determine collateral value based on industry recognized guidelines or full appraisal. Must be 18 years old or older to apply for a loan. Loans are subject to all Credit Union policies and procedures. Auto loan at 2.50% APR requires a minimum FICO® 780 Credit Score. 48 months term at 2.50% APR is $21.92 per $1,000.00 borrowed.

3: APR = Annual Percentage Rate. All loans subject to credit approval. Rates, terms and conditions subject to change. Rate, maximum term and maximum loan amount are based on credit qualifications. Must be 18 years old or older to apply for a loan. First payment due 90 days from Emergency Loan disbursement. Interest will accrue during the 90 day period. Restrictions apply, contact us for complete details.