*Referred person must be 15 years of age or older, eligible for membership with 1st Northern California Credit Union, present a completed referral form when they apply, and become a member for referring member to receive the $25 deposit into their share account. Current members may refer up to 4 new members. Offer ends September 30, 2016.
11% cash back on all purchases when using a 1st Northern California Visa Credit Card. Excludes cash advances and balance transfers. Rebate applied monthly to Visa Credit Card account balance. Rebate cannot exceed $10 per month and/or $120 per year. Terms are subject to change without notice.
2Annual Percentage Rates (APR) are subject to change. Rate, maximum term, maximum loan amount and advance amount are based on credit qualifications. Maximum terms vary based on loan amount. We reserve the right to determine collateral value based on industry recognized guidelines or full appraisal. Must be 18 years old or older to apply for a loan. Loans are subject to all Credit Union policies and procedures. Floor rate of 1.89% applies on auto loan terms up to 60 months and 2.24% on a 72 month auto loan term. Auto loan at 1.89% APR requires a minimum FICO® 680 Credit Score. 1.89% for 60 months is $17.48 per $1,000.00 borrowed. 2.24% for 72 months is $14.86 per $1,000.00 borrowed. Must be eligible for membership. Offer good September 3-5, 2016 only.