24-Hour Member Service:
(888) 387-8632
Mon - Wed: 9:00am - 4:00pm
Thursday: 9:00am - 6:00pm
Friday: 9:00am - 5:00pm
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-888-387-8632 for assistance.
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-888-387-8632 for assistance.
24-Hour Member Service: (888) 387-8632
Locations & Hours

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1st Alerts

Higher share rates this week. Click for rates.

New Fraud Alerts Posted >> Read Here

Loan Account Holders:

Please be informed that loan life insurance expired as of October 31, 2017. No claims will be processed after that date.

1st Nor Cal Visa payments:

If you have @ccessOnline Home Banking with us, simply transfer a payment to your Visa card. Setting up a regular payment using Bill Pay in @ccessOnline Home Banking will generate a check and that will delay your payment. Instead, you can set up a single or recurring transfer. A transfer is immediate.

Mailed Visa payments go to:
1st Nor Cal
Credit Union
PO Box 509 Martinez, CA 94553
Payments mailed to any other 1st Nor Cal address will be delayed.

Important announcement for members who use Bank of the West ATMs >> Read Here

Share Draft Images:

Due to a necessary share draft processing conversion, we are unable to provide digital images of our members’ share drafts that cleared prior to 6/20/2017, when clicking “view image” in @ccessOnline Banking. Please call (888) 387-8632, if you would like to request that the image be printed and mailed to you.

Please note the following change in system requirements for @accessOnline Banking effective October 14, 2017:

In order to improve the safety of your data by maintaining the highest available security standards, our online banking provider will disable TSL 1.0 encryption, which will cause members who use the Windows Vista or lower operating system and/or Internet Explorer (IE) 7 or lower browser to be unable to use @ccessOnline. To continue to access your accounts via @ccessOnline Banking, you will need to make the necessary security upgrades to your operating system and/or browser.

Click to read >> TLS FAQ

DMV Title Alert:

In an effort to have all Californians comply with the required Electronic Lien for vehicle titles, DMV will no longer accept a paper form to release a title. Titles must be released through DMV’s electronic system. What does this mean to you? When you pay off your car/truck loan, our DMV specialist will put in an electronic request, and you will receive your title in 5 to 7 days. Your title will no longer be available at the Credit Union. It will come directly from DMV.

Click to learn about our 1st Line of Credit
Click to learn more about auto loans.

*Annual Percentage Rates (APR) are subject to change. Rate, maximum term, maximum loan amount and advance amount are based on credit qualifications. Maximum terms vary based on loan amount. We reserve the right to determine collateral value based on industry recognized guidelines or full appraisal. Must be 18 years old or older to apply for a loan. Loans are subject to all Credit Union policies and procedures. Auto loan at 2.75% APR requires a minimum FICO® 750 Credit Score. 72 months term at 2.75% APR is $15.09 per $1,000.00 borrowed.