Loan Rates

Loan Rates as of December 1, 2021.

New/Used Auto Loans¹

Term	Rates As Low As*	Daily Periodic Rate
Up to 36 months	1.99% APR*	0.005452%
37 to 48 months	1.99% APR*	0.005452%
49 - 66 months	1.99% APR*	0.005452%
67 - 72 months	2.25% APR*	0.006164%
73 - 84 months	2.65 APR*	0.007260%

Auto Loan “as low as” rates listed above require a minimum FICO® 780 Credit Score. 36 months term at 1.99% APR is $28.65 per $1,000.00 borrowed. 48 months term at 1.99% APR is $21.70 per $1,000 borrowed. 66 months term at 1.99% APR is $16.02 per $1,000 borrowed. 72 months term at 2.25% APR is $14.87 per $1,000 borrowed. 84 months term at 2.65% APR is $13.06 per $1,000 borrowed.

New/Used Motorcycle Loans¹

Rates As Low As*	Daily Periodic Rate
7.90% APR*	0.02164%

Motorcycle loan at 7.90% APR requires a minimum FICO® 750 Credit Score. 36 months term at 7.90% APR is $31.30 per $1,000 borrowed.

New/Used RV/Boat Loans¹

Rates As Low As*	Daily Periodic Rate
7.90% APR*	0.02164%

RV/Boat loan at 7.90% APR requires a minimum FICO® 750 Credit Score. 36 months term at 7.90% APR is $31.30 per $1,000 borrowed.

Title Loans¹

Term	Rates As Low As*	Daily Periodic Rate
Up to 36 Months	1.99% APR*	0.005452%

Title loan at 1.99% APR requires a minimum FICO® 780 Credit Score. 36 months term at 1.99% APR is $28.65 per $1,000.00 borrowed.

1st Line of Credit¹

Term	Rates As Low As*	Daily Periodic Rate
Revolving	7.90% APR*	0.02164%

Visa^® Credit Cards¹

Type	Rates As Low As*	Daily Periodic Rate
Shared Secured	7.90% APR*	0.02164%
Premier Plus	8.90% APR*	0.02438%
Premier	9.90% APR*	0.02712%
Classic	11.90% APR*	0.03260%

Share or Certificate Secured¹

Rates and Terms
Call for rates and terms: (925) 335-3851

Mortgage Loans¹

Type	Rates and Terms
Home Purchase	Click for current mortgage loan rates, or call our mortgage department at (925) 335-3870.
Home Refinance
Home Equity Loans

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