Loan Rates as of July 25, 2021.
New/Used Auto Loans1
| Term | Rates As Low As* | Daily Periodic Rate |
|---|---|---|
| Up to 36 months | 1.99% APR* | 0.005452% |
| 37 to 48 months | 2.25% APR* | 0.006164% |
| 49 - 66 months | 2.35% APR* | 0.006438% |
| 67 - 72 months | 2.50% APR* | 0.006849% |
| 73 - 84 months | 2.99% APR* | 0.008191% |
Auto Loan “as low as” rates listed above require a minimum FICO® 780 Credit Score. 36 months term at 1.99% APR is $28.65 per $1,000.00 borrowed. 48 months term at 2.25% APR is $21.81 per $1,000 borrowed. 66 months term at 2.35% APR is $16.17 per $1,000 borrowed. 72 months term at 2.50% APR is $14.98 per $1,000 borrowed. 84 months term at 2.99% APR is $13.22 per $1,000 borrowed.
New/Used Motorcycle Loans1
| Rates As Low As* | Daily Periodic Rate |
|---|---|
| 7.90% APR* | 0.02164% |
Motorcycle loan at 7.90% APR requires a minimum FICO® 750 Credit Score. 36 months term at 7.90% APR is $31.30 per $1,000 borrowed.
New/Used RV/Boat Loans1
| Rates As Low As* | Daily Periodic Rate |
|---|---|
| 7.90% APR* | 0.02164% |
RV/Boat loan at 7.90% APR requires a minimum FICO® 750 Credit Score. 36 months term at 7.90% APR is $31.30 per $1,000 borrowed.
Title Loans1
| Term | Rates As Low As* | Daily Periodic Rate |
|---|---|---|
| Up to 36 Months | 1.99% APR* | 0.005452% |
Title loan at 1.99% APR requires a minimum FICO® 780 Credit Score. 36 months term at 1.99% APR is $28.65 per $1,000.00 borrowed.
1st Line of Credit1
| Term | Rates As Low As* | Daily Periodic Rate |
|---|---|---|
| Revolving | 7.90% APR* | 0.02164% |
Visa® Credit Cards1
| Type | Rates As Low As* | Daily Periodic Rate |
|---|---|---|
| Shared Secured | 7.90% APR* | 0.02164% |
| Premier Plus | 8.90% APR* | 0.02438% |
| Premier | 9.90% APR* | 0.02712% |
| Classic | 11.90% APR* | 0.03260% |
Share or Certificate Secured1
| Rates and Terms |
|---|
| Call for rates and terms: (925) 335-3851 |
Mortgage Loans1
| Type | Rates and Terms |
|---|---|
| Home Purchase | Click for current mortgage loan rates, or call our mortgage department at (925) 335-3870. |
| Home Refinance | |
| Home Equity Loans |
Payments do not include taxes and insurance. Your payment will be higher.
*APR = Annual Percentage Rate. Loan amount and terms subject to approval; your rate may be different depending on loan amount, term, credit score and other factors. Your rate will be disclosed prior to funding. Rates are subject to change.
1FEES: Late Charge = $20.00; Returned Payment Fee = $20.00.