Loan Rates as of December 16, 2025.
New/Used Auto Loans1
| Term | Rates As Low As* | Daily Periodic Rate |
|---|---|---|
| Up to 36 months | 4.75% APR* | 0.013013% |
| 37 to 48 months | 4.75% APR* | 0.013013% |
| 49 - 66 months | 4.99% APR* | 0.013671% |
| 67 - 72 months | 4.99% APR* | 0.013671% |
| 73 - 84 months | 5.75% APR* | 0.015753% |
Auto Loan “as low as” rates listed above require a minimum FICO® 780 Credit Score. 36 month term at 4.75% APR is $29.86 per $1,000.00 borrowed. 48 month term at 4.75% APR is $22.92 per $1,000 borrowed. 66 month term at 4.99% APR is $17.36 per $1,000 borrowed. 72 month term at 4.99% APR is $16.10 per $1,000 borrowed. 84 month term at 5.75% APR is $14.49 per $1,000 borrowed.
New/Used Motorcycle Loans1
| Rates As Low As* | Daily Periodic Rate |
|---|---|
| 7.90% APR* | 0.02164% |
Motorcycle loan at 7.90% APR requires a minimum FICO® 780 Credit Score. 36 months term at 7.90% APR is $31.30 per $1,000 borrowed.
New/Used RV/Boat Loans1
| Rates As Low As* | Daily Periodic Rate |
|---|---|
| 7.90% APR* | 0.02164% |
RV/Boat loan at 7.90% APR requires a minimum FICO® 780 Credit Score. 36 months term at 7.90% APR is $31.30 per $1,000 borrowed.
Title Loans1
| Term | Rates As Low As* | Daily Periodic Rate |
|---|---|---|
| Up to 36 Months | 4.75% APR* | 0.013013% |
Title loan at 4.75% APR requires a minimum FICO® 780 Credit Score. 36 months term at 4.75% APR is $29.86 per $1,000.00 borrowed. Other rates and terms up to 66 months are available.
Signature Loan1
| Term | Rates As Low As* | Daily Periodic Rate |
|---|---|---|
| Up to 72 months | 8.90% APR* | 0.02438% |
1st Line of Credit1
| Term | Rates As Low As* | Daily Periodic Rate |
|---|---|---|
| Revolving | 9.90% APR* | 0.02712% |
Credit Cards1
| Type | Rates As Low As* | Daily Periodic Rate |
|---|---|---|
| Shared Secured | 7.90% APR* | 0.02164% |
| Premier Plus | 8.90% APR* | 0.02438% |
| Premier | 9.90% APR* | 0.02712% |
| Classic | 11.90% APR* | 0.03260% |
Share or Certificate Secured1
| Rates and Terms |
|---|
| Call for rates and terms: (925) 335-3851 |
Mortgage Loans1
| Type | Rates and Terms |
|---|---|
| Home Purchase | Click for current mortgage loan rates, or call our mortgage department at (925) 335-3870. |
| Home Refinance | |
| Home Equity Loans |
Payments do not include taxes and insurance. Your payment will be higher.
*APR = Annual Percentage Rate. Loan amount and terms subject to approval; your rate may be different depending on loan amount, term, credit score and other factors. Your rate will be disclosed prior to funding. Rates are subject to change.