Loan Rates

Loan Rates as of December 11, 2023.

New/Used Auto Loans¹

Term	Rates As Low As*	Daily Periodic Rate
Up to 36 months	5.50% APR*	0.015068%
37 to 48 months	6.25% APR*	0.017123%
49 - 66 months	6.35% APR*	0.017397%
67 - 72 months	6.45% APR*	0.017671%
73 - 84 months	6.50% APR*	0.017808%

Auto Loan “as low as” rates listed above require a minimum FICO® 780 Credit Score. 36 month term at 5.50% APR is $30.20 per $1,000.00 borrowed. 48 month term at 6.25% APR is $23.61 per $1,000 borrowed. 66 month term at 6.35% APR is $18.00 per $1,000 borrowed. 72 month term at 6.45% APR is $16.79 per $1,000 borrowed. 84 month term at 6.50% APR is $14.86 per $1,000 borrowed.

New/Used Motorcycle Loans¹

Rates As Low As*	Daily Periodic Rate
7.90% APR*	0.02164%

Motorcycle loan at 7.90% APR requires a minimum FICO® 780 Credit Score. 36 months term at 7.90% APR is $31.30 per $1,000 borrowed.

New/Used RV/Boat Loans¹

Rates As Low As*	Daily Periodic Rate
7.90% APR*	0.02164%

RV/Boat loan at 7.90% APR requires a minimum FICO® 780 Credit Score. 36 months term at 7.90% APR is $31.30 per $1,000 borrowed.

Title Loans¹

Term	Rates As Low As*	Daily Periodic Rate
Up to 36 Months	5.50% APR*	0.015068%

Title loan at 5.50% APR requires a minimum FICO® 780 Credit Score. 36 months term at 5.50% APR is $30.20 per $1,000.00 borrowed. Other rates and terms up to 66 months are available.

1st Line of Credit¹

Term	Rates As Low As*	Daily Periodic Rate
Revolving	9.90% APR*	0.02712%

Visa^® Credit Cards¹

Type	Rates As Low As*	Daily Periodic Rate
Shared Secured	7.90% APR*	0.02164%
Premier Plus	8.90% APR*	0.02438%
Premier	9.90% APR*	0.02712%
Classic	11.90% APR*	0.03260%

Share or Certificate Secured¹

Rates and Terms
Call for rates and terms: (925) 335-3851

Mortgage Loans¹

Type	Rates and Terms
Home Purchase	Click for current mortgage loan rates, or call our mortgage department at (925) 335-3870.
Home Refinance
Home Equity Loans

---