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Loan Rates

Loan Rates as of May 21, 2024.

New/Used Auto Loans1

TermRates As Low As*Daily Periodic Rate
Up to 36 months5.50% APR*0.015068%
37 to 48 months6.25% APR*0.017123%
49 - 66 months6.35% APR*0.017397%
67 - 72 months6.45% APR*0.017671%
73 - 84 months6.50% APR*0.017808%

Auto Loan “as low as” rates listed above require a minimum FICO® 780 Credit Score. 36 month term at 5.50% APR is $30.20 per $1,000.00 borrowed. 48 month term at 6.25% APR is $23.61 per $1,000 borrowed. 66 month term at 6.35% APR is $18.00 per $1,000 borrowed. 72 month term at 6.45% APR is $16.79 per $1,000 borrowed. 84 month term at 6.50% APR is $14.86 per $1,000 borrowed.

New/Used Motorcycle Loans1

Rates As Low As*Daily Periodic Rate
7.90% APR*0.02164%

Motorcycle loan at 7.90% APR requires a minimum FICO® 780 Credit Score. 36 months term at 7.90% APR is $31.30 per $1,000 borrowed.

New/Used RV/Boat Loans1

Rates As Low As*Daily Periodic Rate
7.90% APR*0.02164%

RV/Boat loan at 7.90% APR requires a minimum FICO® 780 Credit Score. 36 months term at 7.90% APR is $31.30 per $1,000 borrowed.

Title Loans1

TermRates As Low As*Daily Periodic Rate
Up to 36 Months5.50% APR*0.015068%

Title loan at 5.50% APR requires a minimum FICO® 780 Credit Score. 36 months term at 5.50% APR is $30.20 per $1,000.00 borrowed. Other rates and terms up to 66 months are available.

Signature Loan1

TermRates As Low As*Daily Periodic Rate
Up to 72 months8.90% APR*0.02438%

1st Line of Credit1

TermRates As Low As*Daily Periodic Rate
Revolving9.90% APR*0.02712%

Visa® Credit Cards1

TypeRates As Low As*Daily Periodic Rate
Shared Secured7.90% APR*0.02164%
Premier Plus8.90% APR*0.02438%
Premier9.90% APR*0.02712%
Classic11.90% APR*0.03260%

Share or Certificate Secured1

Rates and Terms
Call for rates and terms: (925) 335-3851

Mortgage Loans1

TypeRates and Terms
Home PurchaseClick for current mortgage loan rates, or call our mortgage department at (925) 335-3870.
Home Refinance
Home Equity Loans

Payments do not include taxes and insurance. Your payment will be higher.


*APR = Annual Percentage Rate. Loan amount and terms subject to approval; your rate may be different depending on loan amount, term, credit score and other factors. Your rate will be disclosed prior to funding. Rates are subject to change.

1FEES: Late Charge = $20.00; Returned Payment Fee = $20.00.