If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-888-387-8632 for assistance.
24-Hour Member Service: (888) 387-8632
Locations & Hours

Home Equity Loans

woman gardenerWhen you’ve got upcoming expenses on the horizon, a home equity loan can help you stay afloat with highly favorable rates.

Click to Apply Now

Click “Refinance a Home” on the next screen to apply for a Home Equity Loan.

Whether you’re planning to remodel your home, put the kids through college, or consolidate debt under a lower rate, a home equity loan can get you the cash you need to meet the costs. 

Some of the loan terms we offer include:

  • Low fixed rate
  • Steady monthly payments
  • Borrow up to 90% of your home’s current equity
  • Easy application online

Call us today at (925) 335-3870 for additional information, or Apply Now

Already started your application? Click here to continue.

Home Equity Loan Rates

1st Nor Cal® Credit Union offers competitive rates on our home equity loans, meaning you don’t have to be burdened with as much interest as you’d have from other institutions. A lower APR set at a fixed rate allows you to benefit from consistently low monthly payments and long-term savings.

Our members are able to apply online using our simple online application portal.

If you’re not currently a member, apply to join today! Our application process is straightforward, and you can enjoy all of our products and services.

To get a quote on a home equity loan, call us at (925) 335-3870.

Home Equity Loan Resources

The more information you have, the wiser decisions you’ll make regarding your finances. As you consider a home equity loan, count on these financial resources from 1st Nor Cal® Credit Union to help guide you. 

Home Equity Loan Resources

Fund your next project!

Click to Apply Now

Financing Resources

Not a member?

Apply for Membership

Additional Lending and Banking Services

In addition to our home equity loans, we offer a variety of other services, including personal loans, checking, and savings accounts.

Personal Loans

Quick and easy personal loans at low rates enable you to meet upcoming expenses, consolidate bills, or anything else. Then build credit as you pay them back. Our 1st Line loans essentially allow you to write yourself a loan, while our secured loans use the funds in your savings account as collateral.

Learn more

Checking Accounts

With no minimum balance or monthly service charges, a 1st Nor Cal® Credit Union checking account gives you truly free checking services to help you pay bills and manage your finances. In addition, earn dividends when your account is at $1,000 or more.

Learn more

Savings Accounts

Each of our members receives a Share Savings Account upon joining. This account allows you to earn dividends on amounts over $100 and affords easy access with plenty of online options. Our extensive network also lets you access your account through nearly 30,000 CO-OP ATMs throughout the nation.

Learn more

Handle Life’s Expenses With A Home Equity Loan

Use your home’s equity to your advantage when facing life’s financial challenges, all with low rates and personalized service.

The representatives at 1st Nor Cal® Credit Union welcome the opportunity to discuss the best home equity options for you.

Click to Apply Now

Click “Refinance a Home” on the next screen to apply for a Home Equity Loan.

Already started your application? Click here to continue.

NMLS # 580488