Auto Loans

Auto LoansWe offer competitive rates on our auto loan products* and our loan staff is here to help you finance the vehicle you’re looking for. Visit the Auto Buying section below to learn some auto buying tips and start shopping today!

  • New or Used Auto Loans
  • Auto Loan Refinance
  • Title Loans
    Use your Auto Equity to pay down other high interest debt, pay your taxes, fund a project on your home, or even pay for a vacation.
  • New or Used Motorcycle, RV or Boat Loans

If you would like further information, please contact our Loan Department at (925) 335-3850.

*Annual Percentage Rate applies and loans are subject to approval. Up to 100% financing on NEW autos, including purchase price, taxes, license and Mechanical Breakdown Insurance Warranty, with terms up to 84 months. Financing up to 100% of the retail Blue Book value on USED autos, plus taxes and license, with terms up to 60 months. Up to 100% financing on NEW motorcycles including tax and license. Financing up to 100% of retail NADA Book value on USED motorcycles, not over 10 years old. Up to 100% financing on NEW RVs and boats, including tax and license with terms up to 72 months. Financing up to 100% of retail NADA Book value on USED RVs and boats, with terms up to 60 months. Longer terms are available for loans of $25,000 or more on NEW or USED RVs and boats. Certain restrictions apply for extended financing terms. NOTE: Jet Skis, Wave Runners, and Seadoos are specialty items and can be financed for a maximum of 36 months.

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Click HERE to view current loan rates.
Click HERE to view the Cost Recovery Fee Schedule.

Apply Now

Not a member yet?
Click HERE to apply for Membership.

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Be sure to read our Auto Buying Tips before you shop!


CUDL LogoLook for the CUDL logo at local dealerships. Through CUDL you can apply for financing with 1st Nor Cal Credit Union and all of the paperwork will be completed right at the dealership. We’ll make sure you get the lowest rate possible for your auto loan, but you must mention that you’re a member of 1st Nor Cal Credit Union and would like to use CUDL (pronounced “cuddle”) to apply.

Not a 1st Nor Cal Credit Union member yet? Click here to learn about eligibility and how to join.

Newell Auto Group

Newell LogoNewell Auto Group is 1st Nor Cal Credit Union’s premier partner local auto dealership. Newell Auto Group specializes in a NO Haggle, NO Hassle auto buying experience. 1st Nor Cal Credit Union auto loans are available through CUDL (see below for details). All paperwork will be completed at the dealership for 1st Nor Cal Credit Union members. You’ll receive the same low rate for your auto loan that you would receive in our branch. You can also get pre-approved now.

Shop Newell Auto Group’s inventory online:

Newell Auto Group
3925 Alhambra Ave
Martinez, CA 94553
(925) 957-1522