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Personal Loans

Personal Loans

Signature Loan

Need funds to tackle an unexpected expense, a once-in-a-lifetime family vacation, a wedding, a pressing home repair or even pay your taxes? A 1st Nor Cal Signature Loan might be the right choice for you. Our Signature Loan features a low fixed rate and a fixed term so you can make your financial plans with confidence. 

  • Competitive Fixed Rates
  • Loan amounts up to $20,000
  • Loan terms up to 72 months
  • Use the funds for just about anything you like
  • Quick, local decision-making and fast funding to your 1st Nor Cal account – Apply Online Today!

1st Line*

Avoid overdraft fees on your Checking Account with 1st Line Overdraft Protection. You can also use 1st Line to buy a new computer, pay for school expenses, or just about anything else, all while building your credit!

  • Competitive Rates
  • Revolving lines up to $20,000
  • Write yourself an instant loan with special 1st Line checks
  • Link your 1st Line as Overdraft Protection for your 1st Nor Cal® Credit Union Checking Account
  • Use the funds for just about anything from consolidating bills to a new computer or a vacation getaway

Secured Loans1

  • Use the funds in your Share Savings Account or Certificate as collateral to receive a lower rate loan

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Click HERE to view current loan rates.

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*Payments based on 60 months repayment schedule for loan amounts of $2,000 or more.

1Up to 100% share savings account or certificate balance unencumbered. Minimum loan amount of $500. Rate is determined at 3% above collateral account dividend rate.