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If you’re serious about investing, you know that a higher rate will increase your return. 1st Nor Cal® Credit Union pays among the highest certificate rates available. We’ll help you find the right Certificate for you.


  • Minimum deposit of $1,000
  • Among the highest certificate rates available
  • Rates compounded daily for a higher annual yield
  • 6-month, 12-month, 18-month, or 24-month Certificate options
  • Rates based on the amount of the deposit
  • Select the term that best fits your needs
  • Savings accounts are insured up to $250,000 by the National Credit Union Administration.
    Click HERE to learn more about the NCUA.
  • Fees or other conditions could reduce the earnings on the account
  • A penalty may be imposed for withdrawals before maturity

Click HERE to view current account dividend rates.

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Click HERE to apply for Membership.