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Locations & Hours

Home Loans

Home Loans

We operate a full-service Mortgage Loan Department and offer very competitive home loan rates. Purchasing a home is one of life’s biggest decisions. Our mortgage professionals will help you choose the home mortgage loan solution that best meets your needs and will guide you through the application process.

Let’s get you started off in the right direction:

Purchase a home
Refinance your home
Home Equity Loans
Current Mortgage Loan Rates

Already started your application?
Click here to continue.

You must be a current member or become a member of 1st Nor Cal Credit Union to obtain 1st Nor Cal financing. Click here to learn about our membership requirements.

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Mortgage Department Hours:
Monday – Wednesday | 9:00am – 4:00pm
Thursday | 9:00am – 6:00pm
Friday | 9:00am – 5:00pm

Call (925) 335-3870

NMLS # 580488

APR = Annual Percentage Rate. Your APR will vary based on your final loan amount and finance charges. Your actual payments are based on the interest rate, not the APR. The interest rates and Annual Percentage Rates (APRs) shown are subject to change without notice. All mortgage loans through 1st Nor Cal Credit Union are for primary residence homes in California only. Adequate property insurance required for the life of the loan. Flood insurance may be required. All loans subject to credit approval. Other restrictions may apply. Payment example: For a 30 year, $350,000 conforming mortgage with zero-points and a fixed rate of 2.875%, approximate payment amount is $1,452.13. The monthly payment includes principal and interest, as 1st Nor Cal CU does not offer impound accounts. NMLS # 580488