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Home > Rates > Account Rates

Account Rates

Account Rates as of December 6, 2019.

Share Savings Accounts

Minimum Daily Balance	APY*
$100.00+	0.20%

Checking Accounts

Minimum Daily Balance	APY*
$1,000.00+	0.10%

Club Accounts¹

Minimum Daily Balance	APY*
$100.00+	0.20%

Money Market Accounts

Minimum Daily Balance	APY*
$100.00 - 2,499.99	0.20%
$2,500.00 - 24,999.99	0.55%
$25,000.00 - 74,999.99	0.60%
$75,000.00+	0.70%

Individual Retirement Accounts

Minimum Daily Balance	APY*
Up to $99,999.99	1.51%
$100,000.00+	1.77%

Share Certificates¹

$1,000 Minimum

Minimum Daily Balance	Term	APY*
$1,000.00	6 - 11 months	0.70%
$1,000.00	12 months	1.31%
$1,000.00	18 months	1.41%
$1,000.00	24 months	1.56%

$5,000 Minimum

Minimum Daily Balance	Term	APY*
$5,000.00	6 - 11 months	0.75%
$5,000.00	12 months	1.36%
$5,000.00	18 months	1.46%
$5,000.00	24 months	1.61%

$10,000 Minimum

Minimum Daily Balance	Term	APY*
$10,000.00	6 - 11 months	0.80%
$10,000.00	12 months	1.41%
$10,000.00	18 months	1.51%
$10,000.00	24 months	1.66%

$50,000 Minimum

Minimum Daily Balance	Term	APY*
$50,000.00	6 - 11 months	0.85%
$50,000.00	12 months	1.46%
$50,000.00	18 months	1.56%
$50,000.00	24 months	1.92%

$100,000 Minimum

Minimum Daily Balance	Term	APY*
$100,000.00	6 - 11 months	0.95%
$100,000.00	12 months	1.51%
$100,000.00	18 months	1.61%
$100,000.00	24 months	1.97%

*APY = Annual Percentage Yield. Rates are subject to change. Fees could reduce the earnings on the account.

¹There is a penalty for early withdrawal on Club Accounts and Share Certificates.