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Home > Rates > Account Rates

Account Rates

Account Rates as of January 22, 2022.

Share Savings Accounts

Minimum Daily Balance	APY*
$100.00 - 9,999.99	0.05%
$10,000.00+	0.10%

Checking Accounts

Minimum Daily Balance	APY*
$10,000.00+	0.05%

Club Accounts¹

Minimum Daily Balance	APY*
$100.00+	0.10%

Money Market Accounts

Minimum Daily Balance	APY*
$10,000.00 - 24,999.99	0.10%
$25,000.00 - 74,999.99	0.15%
$75,000.00+	0.20%

Individual Retirement Accounts

Minimum Daily Balance	APY*
Up to $99,999.99	0.35%
$100,000.00+	0.60%

Share Certificates¹

$1,000 Minimum

Minimum Daily Balance	Term	APY*
$1,000.00	6 - 11 months	0.15%
$1,000.00	12 months	0.20%
$1,000.00	18 months	0.25%
$1,000.00	24 months	0.30%

$5,000 Minimum

Minimum Daily Balance	Term	APY*
$5,000.00	6 - 11 months	0.15%
$5,000.00	12 months	0.20%
$5,000.00	18 months	0.25%
$5,000.00	24 months	0.30%

$10,000 Minimum

Minimum Daily Balance	Term	APY*
$10,000.00	6 - 11 months	0.20%
$10,000.00	12 months	0.25%
$10,000.00	18 months	0.30%
$10,000.00	24 months	0.35%

$50,000 Minimum

Minimum Daily Balance	Term	APY*
$50,000.00	6 - 11 months	0.25%
$50,000.00	12 months	0.25%
$50,000.00	18 months	0.30%
$50,000.00	24 months	0.40%

$100,000 Minimum

Minimum Daily Balance	Term	APY*
$100,000.00	6 - 11 months	0.30%
$100,000.00	12 months	0.30%
$100,000.00	18 months	0.35%
$100,000.00	24 months	0.45%

*APY = Annual Percentage Yield. Rates are subject to change. Fees could reduce the earnings on the account.

¹There is a penalty for early withdrawal on Club Accounts and Share Certificates.