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Home  >  Rates  >  Account Rates

Account Rates

Account Rates as of December 19, 2018.

Share Savings Accounts

Minimum Daily BalanceAPY*
$100.00+0.20%

Checking Accounts

Minimum Daily BalanceAPY*
$1,000.00+0.10%

Club Accounts1

Minimum Daily BalanceAPY*
$100.00+0.20%

Money Market Accounts

Minimum Daily BalanceAPY*
$100.00 - 2,499.990.20%
$2,500.00 - 24,999.990.60%
$25,000.00 - 74,999.990.65%
$75,000.00+0.70%

Individual Retirement Accounts

Minimum Daily BalanceAPY*
Up to $99,999.990.75%
$100,000.00+1.00%

Share Certificates1

$1,000 Minimum

Minimum Daily BalanceTermAPY*
$1,000.006 - 11 months0.75%
$1,000.0012 months1.26%
$1,000.0018 months1.51%
$1,000.0024 months1.71%

$5,000 Minimum

Minimum Daily BalanceTermAPY*
$5,000.006 - 11 months0.80%
$5,000.0012 months1.31%
$5,000.0018 months1.56%
$5,000.0024 months1.81%

$10,000 Minimum

Minimum Daily BalanceTermAPY*
$10,000.006 - 11 months0.85%
$10,000.0012 months1.36%
$10,000.0018 months1.61%
$10,000.0024 months1.87%

$50,000 Minimum

Minimum Daily BalanceTermAPY*
$50,000.006 - 11 months0.90%
$50,000.0012 months1.41%
$50,000.0018 months1.66%
$50,000.0024 months1.92%

$100,000 Minimum

Minimum Daily BalanceTermAPY*
$100,000.006 - 11 months1.01%
$100,000.0012 months1.51%
$100,000.0018 months1.76%
$100,000.0024 months2.02%

*APY = Annual Percentage Yield. Rates are subject to change. Fees could reduce the earnings on the account. See Fee Schedule.

1There is a penalty for early withdrawal on Club Accounts and Share Certificates.