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Skip-a-Payment

Skip a Payment. Now available through Home Banking.

Forget the Eggnog. What You Really Need is Skip-a-Payment!

Let’s face it, everyone can use a little extra spending money during the holidays. With all the hustle, bustle, and extra expenses, every little bit helps. Whether it’s a special gift for your sweetie, the perfect treat for Fido, a little extra something just for you, or help with holiday travel plans… we’ve got you covered.

Our Skip-a-Payment program gives you just what you need – the option to skip your next 1st Nor Cal qualifying loan payment to free up valuable funds for other things. Whew! A little breathing room never felt so good.

Members can now process their own Skip a Payment (skip) on eligible loans within Home Banking!

Members can skip twice a year (Jan-Dec) and six times over the lifetime of the loan. Please note that members cannot skip two consecutive payments in a row (i.e. if you skip April’s payment, you can’t skip May’s payment too.) The member would need to wait 60 days from their first skip for the year to make another skip request. Simply click the gear icon next to your loan in Home Banking to see if your loan is eligible and to start the request. A $25 fee will be charged for each skip and the fee can be taken out of your Shares, Checking or Money Market accounts.

If you don’t have Home Banking and would like to deliver or mail your request to one of our branches, you can download and print our Skip-a-Payment Request Form.