Our Skip-a-Payment program gives you just what you need – the option to skip your next 1st Nor Cal qualifying loan payment to free up valuable funds for other things. To help our members in this time of need, we have modified our normal Skip-a-Payment criteria and have temporarily waived the standard $25 fee per skip. At 1st Nor Cal, we appreciate the seriousness of the situation surrounding the COVID-19 pandemic and we are anxious to do what we can to help. Please visit our 1st Nor Cal COVID-19 Updates page and home page for additional information on how we can help.
You can now process your own Skip a Payment (skip) for qualifying loans* within Home Banking!
Members can skip three times a year (Jan-Dec) and six times over the lifetime of the loan. If skips for consecutive months are desired, each skip must be initiated individually. Effective 3-20-2020, we have waived the standard $25 fee per skip.
Simply click the gear icon next to your loan in Home Banking to see if your loan is eligible* and to start the request.
If you don’t have Home Banking and/or need assistance processing your Skip-a-Payment through Home Banking, please call us at (888) 387-8632 and we will be happy to help you.
*All payment skip(s) are subject to approval. Effective 3-20-2020, the standard $25 Skip-a-Payment fee will be waived. Mortgage loans or any loans with delinquency within the past six (6) months are not eligible. Members can skip three (3) times a year (January-December) and six (6) times during the term of any one (1) eligible loan. Members may skip up to three (3) consecutive payments in a row. If skips for consecutive months are desired, each skip must be initiated individually. Additional restrictions and qualification criteria may apply. Fee waiver and Skip-a-Payment terms subject to change at any time.